Welcome to RP Financial / Insurance Services!

Mortgage Insurance

RP Financial – Mortgage Insurance That Protects Your Home and Your Loved Ones

Your home is more than just a structure—it’s where your story begins, where milestones are celebrated, and where your family’s sense of safety and belonging takes root. At RP Financial, we understand that a home represents far more than a financial investment. That’s why we’re committed to helping you protect it, even in life’s most unpredictable moments.

Our mortgage insurance solutions are thoughtfully designed to cover your remaining mortgage balance in the event of death or a diagnosed critical illness. This coverage ensures that your loved ones are not left burdened with ongoing mortgage payments during an already challenging emotional time. Instead, they can focus on healing and maintaining the lifestyle and stability you worked so hard to provide.

What sets RP Financial apart is our commitment to flexibility and empowerment. Unlike lender-provided mortgage insurance—often tied to your specific mortgage provider and limited in options—our policies are portable, individually owned, and customizable to suit your evolving needs. Whether you’re refinancing, moving, or simply planning ahead, your coverage moves with your home, your family, and your peace of mind. you’ll also benefit from working with our team of experienced financial advisors, who take the time to understand your full financial picture and offer tailored recommendations. We guide you through each step, helping you choose the right amount of coverage, term length, and features that match your goals.

Why Choose RP Financial Mortgage Insurance?

At RP Financial, we believe true protection means planning not just for what’s likely—but for what’s possible. By securing your mortgage, you’re ensuring that your family can continue to thrive in the home you built together, regardless of what the future holds.

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🛡️ Life Insurance

• You own the policy
• Beneficiary of your choice which can be changed anytime
• Your coverage is guaranteed
• The insurance remains if you change lenders, change the mortgage, or buy another home
• Can also include other needs outside of the mortgage i.e., income replacement, kid’s education, final expenses etc.
• Coverage stay same regardless mortgage guaranteed
• Can also include other needs outside of the mortgage i.e., income replacement, kid’s education, final expenses etc.
• Coverage stays the same regardless of mortgage

UNDERWRITTEN AT TIME OF APPLICATION

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🏠 Mortgage

• The bank is the owner of the policy and you have no control over it
Lender is the beneficiary
• Your insurance ends with the mortgage
• Insurance terminates if you change lenders, you must re-qualify all over again
• Cannot be more than the amount of beneficiary
• Your insurance ends with the mortgage
•  Insurance terminates if you change lenders, you must re-qualify all over again
• Cannot be more than the amount of the mortgage
• Coverage decreases with your mortgage 
 

UNDERWRITTEN AT TIME OF CLAIM 

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