{"id":98,"date":"2022-12-22T05:28:28","date_gmt":"2022-12-22T05:28:28","guid":{"rendered":"http:\/\/rohitprakash.cdrmwebsolutions.com\/?page_id=98"},"modified":"2023-01-09T07:34:23","modified_gmt":"2023-01-09T07:34:23","slug":"disability-insurance","status":"publish","type":"page","link":"https:\/\/prakashfinancial.com\/disability-insurance\/","title":{"rendered":"Disability Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"98\" class=\"elementor elementor-98\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2402ee4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2402ee4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1492883\" data-id=\"1492883\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2680102 elementor-widget elementor-widget-heading\" data-id=\"2680102\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Disability insurance<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6b1f766 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6b1f766\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0322bab\" data-id=\"0322bab\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1c0a02e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1c0a02e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a7f4057\" data-id=\"a7f4057\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-658cc1b elementor-widget elementor-widget-text-editor\" data-id=\"658cc1b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><strong>Disability insurance<\/strong> is not often talked about. But it is probably the most important insurance that you should have. We all talk about car insurance, home insurance and even life insurance. But we somehow fail to acknowledge the need of a <strong>disability insurance<\/strong> in our life.<\/p><p>A <strong>disability insurance<\/strong> covers you against your loss of income due to some sudden disability. An accident or a disease is often unforeseen. But if it happens and makes you disable to a certain extent, <strong>disability insurance<\/strong> policy can financially protect you and your family.<\/p><p>One of the good aspects of this policy is that it also covers your medical expenses of therapy and treatment.<\/p><p>There are two types of disability insurance. (<strong><em>1) short-term disability insurance (2) long-term disability insurance<\/em><\/strong>.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-80ac6e8\" data-id=\"80ac6e8\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a62750 elementor-widget elementor-widget-image\" data-id=\"6a62750\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"681\" src=\"https:\/\/prakashfinancial.com\/wp-content\/uploads\/2023\/01\/woman-sitting-wheelchair-shaking-hands-1024x681.jpg\" class=\"attachment-large size-large wp-image-791\" alt=\"\" srcset=\"https:\/\/prakashfinancial.com\/wp-content\/uploads\/2023\/01\/woman-sitting-wheelchair-shaking-hands-1024x681.jpg 1024w, https:\/\/prakashfinancial.com\/wp-content\/uploads\/2023\/01\/woman-sitting-wheelchair-shaking-hands-300x200.jpg 300w, https:\/\/prakashfinancial.com\/wp-content\/uploads\/2023\/01\/woman-sitting-wheelchair-shaking-hands-768x511.jpg 768w, https:\/\/prakashfinancial.com\/wp-content\/uploads\/2023\/01\/woman-sitting-wheelchair-shaking-hands-1536x1022.jpg 1536w, https:\/\/prakashfinancial.com\/wp-content\/uploads\/2023\/01\/woman-sitting-wheelchair-shaking-hands-2048x1363.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-00ecf35 elementor-widget elementor-widget-text-editor\" data-id=\"00ecf35\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tThe short-term disability insurance protects you for a limited time period only. Whereas, long-term disability insurance is a permanent one and covers you against critical illness and employment loss due to disability.Generally, a weekly or monthly benefit is provided in cases of disability. Also, a certain percentage of the sum is paid to the insured person in case of accidental disability. There are also some provisions of premium waiver as a part of the coverage.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dca99ec elementor-align-center elementor-widget elementor-widget-button\" data-id=\"dca99ec\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/rohitprakash.thelinkbetween.ca\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More..<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Disability insurance Disability insurance is not often talked about. But it is probably the most important insurance that you should have. We all talk about car insurance, home insurance and even life insurance. But we somehow fail to acknowledge the need of a disability insurance in our life. A disability insurance covers you against your&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/prakashfinancial.com\/wp-json\/wp\/v2\/pages\/98"}],"collection":[{"href":"https:\/\/prakashfinancial.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/prakashfinancial.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/prakashfinancial.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prakashfinancial.com\/wp-json\/wp\/v2\/comments?post=98"}],"version-history":[{"count":34,"href":"https:\/\/prakashfinancial.com\/wp-json\/wp\/v2\/pages\/98\/revisions"}],"predecessor-version":[{"id":1506,"href":"https:\/\/prakashfinancial.com\/wp-json\/wp\/v2\/pages\/98\/revisions\/1506"}],"wp:attachment":[{"href":"https:\/\/prakashfinancial.com\/wp-json\/wp\/v2\/media?parent=98"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}