{"id":65,"date":"2022-12-22T05:10:02","date_gmt":"2022-12-22T05:10:02","guid":{"rendered":"http:\/\/rohitprakash.cdrmwebsolutions.com\/?page_id=65"},"modified":"2023-01-09T07:43:45","modified_gmt":"2023-01-09T07:43:45","slug":"term-insurance","status":"publish","type":"page","link":"https:\/\/prakashfinancial.com\/term-insurance\/","title":{"rendered":"Term Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"65\" class=\"elementor elementor-65\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9b0ef6e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9b0ef6e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-682cf20\" data-id=\"682cf20\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7615b50 elementor-widget elementor-widget-heading\" data-id=\"7615b50\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">\tTerm Insurance<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c2d2a38 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c2d2a38\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-17bf7bf\" data-id=\"17bf7bf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-928bee8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"928bee8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9794f62\" data-id=\"9794f62\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a816b95 elementor-widget elementor-widget-text-editor\" data-id=\"a816b95\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\tAmong all the types of life insurance we have, Term Insurance is the most traditional one. Under the term insurance policy, the insured person gets the death benefits if anything unfortunate happens within the policy term. Even there is provision to pay the death benefits to the nominee. But, if the policy is expired or the person outlives the policy term, he will not be entitled for any benefit. Thus, the name \u2018Term Insurance\u2019. A good term insurance not only covers death benefits but disease and disability also.The pay-out provisions of term insurance are simpler than any other insurance policies. You can customize your own plan and pay-out schemes. The insured person enjoys double edged benefits under term insurance policy. In one hand, the premium costs are set at a very low price; and on the other, the premium the policy holder pays are completely exempted from Income Tax deductions. Moreover, in the time of your serious needs, like disease or disability, you can always be paid off.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-31b6201\" data-id=\"31b6201\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f3b4a4d elementor-widget elementor-widget-image\" data-id=\"f3b4a4d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/prakashfinancial.com\/wp-content\/uploads\/2023\/01\/family-moving-using-boxes-1024x683.jpg\" class=\"attachment-large size-large wp-image-978\" alt=\"\" srcset=\"https:\/\/prakashfinancial.com\/wp-content\/uploads\/2023\/01\/family-moving-using-boxes-1024x683.jpg 1024w, https:\/\/prakashfinancial.com\/wp-content\/uploads\/2023\/01\/family-moving-using-boxes-300x200.jpg 300w, https:\/\/prakashfinancial.com\/wp-content\/uploads\/2023\/01\/family-moving-using-boxes-768x512.jpg 768w, https:\/\/prakashfinancial.com\/wp-content\/uploads\/2023\/01\/family-moving-using-boxes-1536x1024.jpg 1536w, https:\/\/prakashfinancial.com\/wp-content\/uploads\/2023\/01\/family-moving-using-boxes-2048x1366.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d748dd elementor-widget elementor-widget-text-editor\" data-id=\"2d748dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tOne of the main reasons for its mass attraction is because it is very easy to understand. It is affordable. And its coverage is surprisingly wide. Another interesting fact about term insurance is that the cost of your premium depends on when you start. If you buy a term policy early in your age, it is expected that the premium cost will be lower as compared to the older age.There is no fear of the premium cost being revised in future once your plan is accepted by the company. It is because of this fixed premium policy term insurance is more favoured.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8cb6f98 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8cb6f98\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/rohitprakash.thelinkbetween.ca\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More..<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Term Insurance Among all the types of life insurance we have, Term Insurance is the most traditional one. Under the term insurance policy, the insured person gets the death benefits if anything unfortunate happens within the policy term. Even there is provision to pay the death benefits to the nominee. But, if the policy is&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/prakashfinancial.com\/wp-json\/wp\/v2\/pages\/65"}],"collection":[{"href":"https:\/\/prakashfinancial.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/prakashfinancial.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/prakashfinancial.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prakashfinancial.com\/wp-json\/wp\/v2\/comments?post=65"}],"version-history":[{"count":28,"href":"https:\/\/prakashfinancial.com\/wp-json\/wp\/v2\/pages\/65\/revisions"}],"predecessor-version":[{"id":1521,"href":"https:\/\/prakashfinancial.com\/wp-json\/wp\/v2\/pages\/65\/revisions\/1521"}],"wp:attachment":[{"href":"https:\/\/prakashfinancial.com\/wp-json\/wp\/v2\/media?parent=65"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}